Comprehensive Financial Planning for Business Owners
Running a successful business is more than managing day-to-day operations — it’s about creating lasting value and building a legacy that endures. At Sharma Wealth Management, we help business owners make informed financial decisions that protect their hard work, enhance corporate efficiency, and secure their family’s future.
Our integrated approach brings together estate, retirement, tax, risk, and employee benefit planning — all tailored to your business structure and long-term goals.
Estate Planning
From ownership transfers to business continuity and wealth distribution, our goal is to create a seamless transition that preserves your legacy.
- Minimize estate and probate taxes
- Protect beneficiaries and business interests
-
Simplify wealth transfer
Risk Management
Every business faces uncertainty — but with the right protection, those risks don’t have to threaten your future.
- Implement risk management strategies to protect business and personal assets.
- Obtain appropriate insurance coverage to mitigate potential risks.
Retirement Planning
As a business owner, your retirement may look different than most. We help you create a personalized plan that turns your business success into sustainable income for the future.
- Tax-efficient income strategies
- Flexible exit and retirement options
- Clarity on long-term cash flow
Corporate Tax Planning
Tax efficiency is central to maximizing the value of your corporation. Through strategic planning, we help you retain more of what you earn by aligning your corporate and personal tax strategies.
- Work with tax professionals to develop tax-efficient strategies that minimize liabilities.
- Ensure compliance with tax regulations and take advantage of available deductions and credits.
Group Benefits
Your team is your company’s greatest asset. A well-designed group benefits plan helps you attract, retain, and reward the people who drive your success — while also offering tax-efficient advantages for your corporation
- Improve employee satisfaction and retention
- Optimize corporate spending on benefits
- Maintain flexibility as your business evolve
Succession Planning:
Planning your exit is just as important as building your business. Whether you’re transitioning ownership to family, partners, or an external buyer, a well-structured succession plan ensures continuity and financial security.
- Smooth ownership transition
- Minimized tax impact
- Preservation of business legacy